NOTICE BEFORE

FORECLOSURE

TO:

Allen F. Butz

138 28th St. SW

Minot, ND 58701

Nada A. Butz

138 28th St. SW

Minot, ND 58701

The title owners of the following

described real property:

Lot 11, Block 5, First Subdivision

of Blocks 5 and 6, Dacotah

Homes Second Addition to the

City of Minot, Ward County, North

Dakota

Notice is hereby given that certain

mortgage upon the above-described

property, Nada A Butz and Allen F

Butz, mortgagor/s, executed and

delivered to Wells Fargo Bank, N.A.,

Mortgagee, dated January 14, 2009,

and filed for record in the office of

the Recorder of the County of Ward

and State of North Dakota, January

21, 2009 as Document 2892970.

The mortgage has been or will be

assigned to the Plaintiff prior to the

commencement of a foreclosure ac-

tion. Said mortgage was given to

secure the payment of $225,000.00,

and interest according to the condi-

tions of a certain promissory note, is

in default.

NOTICE

Pursuant to the provisions of the

Federal Fair Debt Collection Prac-

tices Act, you are advised that un-

less you dispute the validity of the

foregoing debt or any portion thereof

within thirty days after receipt of this

letter, we will assume the debt to be

valid. On the other hand, if the debt

or any portion thereof is disputed,

we will obtain verification of the debt

and will mail you a copy of such ve-

rification. You are also advised that

upon your request within the thirty

day period, we will provide you with

the name and address of your origi-

nal creditor, if different from the

creditor referred to in this Notice.

We are attempting to collect a debt

and any information obtained will be

used for that purpose. At this time,

no attorney with this firm has per-

sonally reviewed the particular cir-

cumstances of your account. How-

ever, if you fail to contact our office,

our client may consider additional

remedies to recover the balance

due. Champion Mortgage LLC may

have previously sent you a letter

advising you of possible alternatives

to foreclosure, along with the docu-

ments for you to complete and re-

turn to Champion Mortgage LLC to

be evaluated for these alternatives.

If you did not receive or no longer

have the documents, or have not re-

turned all of the documents, please

contact Champion Mortgage LLC

at: 855-683-3095. Even if you have

previously indicated that you are not

interested in saving your home you

can still be evaluated for alternatives

to foreclosure. The following is a

statement of the sum due for princi-

pal, interest, taxes, insurance,

maintenance, etc., as of November

2, 2019:

Unpaid Principal Balance

$112,496.05

Unpaid Accrued Interest

Good Through 11/2/2019 $27,701.88

Property Inspections/Preservation

$160.00

MIP $4,277.93

Service Fees $3,930.00

Appraisials $1,050.00

Grand Total $149,615.86

That as of November 2, 2019 the

amount due to cure any default, or

to be due under the terms of the

mortgage, exists in the following

respects: all of which must be paid

BY CERTIFIED FUNDS, MADE

PAYABLE TO Champion Mortgage

LLC and mailed to the undersigned

attorney to cure the default, plus any

accrued interest, subsequent pay-

ments or late charges which become

due and any further expenses for

preservation of the property which

may be advanced. PLEASE CON-

TACT THE UNDERSIGNED FOR

THE EXACT AMOUNT DUE

THROUGH A CERTAIN DATE. You

have the right, in accordance with

the terms of the mortgage, to cure

the default specified above. You

also have the right to assert in the

foreclosure action that no default ex-

ists or any other defense you may

have to said action. Notice is further

given that if the total sums in default,

together with interest accrued

thereon at the time of such payment,

accrued payments then due and ex-

penses advanced, are not paid

within thirty (30) days from the date

of mailing or service of this Notice,

the Mortgagee will deem the whole

sum secured by the mortgage to be

due and payable in full without furth-

er notice. Furthermore, proceedings

will be commenced to foreclose

such mortgage, and in the event of

Sheriff’s sale as provided by the

laws of the State of North Dakota,

the time for redemption shall be as

provided by law, but not less than

sixty (60) days after the Sheriff’s

Sale.

Dated October 10, 2019

MACKOFF KELLOGG LAW FIRM

Attorneys for the Plaintiff

Office and Post Office Address:

38 Second Avenue East

Dickinson, North Dakota 58601

Tel: (701) 227-1841

Fax: (701) 225-6878

/s/David C. Piper

David C. Piper, Attorney

ND Bar #06723

If you have previously received a

discharge in a Chapter 7 bankruptcy,

this is not an attempt to collect a

debt against you personally, but only

an attempt to determine your inten-

tion concerning retaining this proper-

ty.

(October 14-21-28, 2019)

NOTICE BEFORE

FORECLOSURE

To the Title Owners, Borrowers and

Occupants of the Property:

Rhianna Costiloe

1709 Terrace Drive

Minot, ND 58703

Eric Fetske

1709 Terrace Drive

Minot, ND 58703

Pursuant to the provisions of the

Federal Fair Debt Collection Prac-

tices Act, you are advised that un-

less you dispute the validity of the

foregoing debt or any portion thereof

within thirty days after receipt of this

letter, we will assume the debt to be

valid. If the debt or any portion

thereof is disputed, we will obtain

verification of the debt and will mail

you a copy of such verification. You

are also advised that upon your re-

quest within the thirty day period, we

will provide you with the name and

address of your original creditor, if

different from the creditor referred to

in this Notice. We are attempting to

collect a debt and any information

obtained will be used for that pur-

pose. At this time, no attorney with

this firm has personally reviewed the

particular circumstances of your ac-

count. However, if you fail to con-

tact our office, our client may consid-

er additional remedies to recover the

balance due. The real property that

this notice pertains to is located at

1709 Terrace Drive, Minot, ND

58703, and more particularly

described as:

Lot 11, Block 2, Terrace Heights

Addition to the City of Minot,

Ward County, North Dakota.

Notice is hereby given that a certain

mortgage, recorded against the

above described property by Rhian-

na Costiloe and Eric Fetske, exe-

cuted and delivered to Mortgage

Electronic Registration Systems,

Inc. as nominee for Bremer Bank

National Association, its successors

and assigns, dated October 16,

2015, (“Mortgage”); and given to

secure the payment of $286,020.00,

and interest and other fees and

costs according to the terms and ob-

ligations of a certain promissory

note, is in default. The current Mort-

gagee of the Mortgage is Freedom

Mortgage Corporation. The following

is a statement of the sum due for

principal, interest, taxes, insurance,

maintenance, etc. as of July 19,

2019:

Current Unpaid Principal

$267,455.97

Accrued Interest $4,834.36

Escrow Advance/Credit $1,016.87

Unpaid Late Charges $75.00

Recording Fee $10.00

Additional Items Due $115.00

Total Payoff Due $273,507.20

That as of July 19, 2019, the amount

due to cure any default, or to be due

under the terms of the mortgage, ex-

ists in the following respects:

Total Monthly Payments $8,709.60

Late Charges $75.00

Property Inspections $100.00

NSF Fee $40.00

Total Escrow Shortage $693.02

Total $9,617.62

In the event that you either payoff or

reinstatement the loan, payment

must be paid by certified funds, and

made payable to Freedom Mortgage

Corporation, and mailed to Halliday,

Watkins & Mann, P.C., at 376 East

400 South, Suite 300, Salt Lake

City, UT 84111. Additionally, you

must pay any additional accrued in-

terest, subsequent payments or late

charges which become due and any

further expenses for preservation of

the property which may be ad-

vanced. Please contact Halliday,

Watkins & Mann, P.C. for the exact

amount due through a certain date.

You have the right, in accordance

with the terms of the mortgage, to

cure the default specified above.

You also have the right in the fore-

closure action to assert that no de-

fault exists or any other defense you

may have to said action. Notice is

further provided that if the total sums

in default, together with interest ac-

crued thereon at the time of such

payment, accrued payments then

due and expenses advanced, are

not paid within thirty (30) days from

the date of mailing or service of this

Notice, the Mortgagee will deem the

whole sum secured by the Mortgage

to be due and payable in full without

further notice. Furthermore,

proceedings will be commenced to

foreclosure such Mortgage, and in

the event of Sheriff’s sale as provid-

ed by the laws of the State of North

Dakota, the time for redemption

shall be as provided by law, but not

less than sixty (60) days after the

Sheriff’s Sale.

Date: July 19, 2019

Halliday, Watkins & Mann, P.C.

/s/Benjamin J. Mann

Benjamin J. Mann

Attorney for Creditor

376 East 400 South, Suite 300

Salt Lake City, UT 84111

Tel: 801-355-2886

Fax: 801-328-9714

Email: benjamin@hwmlawfirm.com

MWN: 55794

(October 14-21-28, 2019)

NOTICE

Minot Public Schools District #1

215 2nd St SE

Minot, ND 58701

Notice is hereby given that a sealed

bid will be received at the Purchas-

ing Office of Minot Public School

District #1, Ward County, North

Dakota, on the following:

One School Bus

Specifications and requirements can

be obtained at the Purchasing Of-

fice, of the Minot Public Schools, at

215 2nd Street SE, Minot, ND

58701. All bids are to be F.O.B.

Minot, North Dakota. School board

reserves the right to reject any or all

bids, to waive any informality in any

proposal. All items as specified or

approved equal. Bids must be sub-

mitted to the Purchasing Office no

later than 10:00am, Thursday No-

vember 14, 2019. Dated at Minot,

County of Ward, North Dakota, and

this Oct 24, 2019 by order of the

School Board of the Minot Public

School District #1.

Barry L. Brooks

Director Purchasing/Transportation

215 2nd Street SE

Minot, ND 58701

(October 28, 2019)

NOTICE TO CREDITORS

Probate No. 51-2019-PR-00143

IN THE DISTRICT COURT OF

WARD COUNTY, STATE OF

NORTH DAKOTA

In the Matter of the Estate of JoAnn

L. Kerbaugh, Deceased.

NOTICE IS HEREBY GIVEN that

the undersigned has been appointed

personal representative of the above

estate. All persons having claims

against the said deceased are re-

quired to present their claims within

three months after the date of the

first publication or mailing of this no-

tice or said claims will be forever

barred. Claims must either be

presented to Byron P. Kerbaugh

Personal Representative of the

estate, at 2525 Elk Drive, P. O. Box

1000, Minot, ND 58702-1000, or

filed with the Court.

Dated this 22nd day of October,

2019.

/s/Byron P. Kerbaugh

Byron P. Kerbaugh

Brent M. Olson – #05593

PRINGLE & HERIGSTAD, P. C.

2525 Elk Drive

P. O. Box 1000

Minot, ND 58702-1000

bolson@pringlend.com

Attorney’s for:

Personal Representative

(October 28; November 4-11, 2019)

SUMMONS

Case No. 51-2019-CV-01700

STATE OF NORTH DAKOTA,

COUNTY OF WARD, IN DISTRICT

COURT, NORTH CENTRAL

JUDICIAL DISTRICT

White Horse Properties, LLC,

Plaintiff,

vs.

Michael J. Axness,

Defendant.

THE STATE OF NORTH DAKOTA

TO THE ABOVE NAMED DEFEN-

DANT: YOU ARE HEREBY SUM-

MONED and required to appear and

defend against the Complaint in this

action, which is filed with the clerk of

this court, by serving upon the un-

dersigned an Answer or other proper

response within twenty-one (21)

days after the service of this sum-

mons upon you, exclusive of the day

of service. If you fail to do so, judg-

ment by default will be taken against

you for the relief demanded in the

Complaint, including but not limited

to the quieting of title to the following

described real property:

Lot 2, Patterson’s Addition to the

City of Carpio, Ward County,

North Dakota

Commonly known as: 415 3rd

Street West, Caprio, ND 58725

in White Horse Properties, LLC.

Dated this 17th day of October,

2019.

/s/ Gabe H. Hubbard

Gabe H. Hubbard

GRABER & JOHNSON LAW

GROUP, LLC

714 Poyntz Avenue, Suite C

Manhattan, Kansas 66502

(785) 565-0104 – Telephone

ATTORNEYS FOR PLAINTIFF

WHITE HORSE PROPERTIES, LLC

(October 21-28; November 4, 2019)

SUMMONS

File No. 51-2019-JV-00167

STATE OF NORTH DAKOTA,

COUNTY OF WARD, IN JUVENILE

COURT, NORTH CENTRAL

JUDICIAL DISTRICT

IN THE INTEREST OF C.M.,

MINOR CHILD.

State of North Dakota

Petitioner,

vs.

C.M., child

Kalah Mello, mother,

Jarod Souza, putative father,

Unknown, father,

Respondents.

IN THE STATE OF NORTH DAKO-

TA TO THE ABOVE-NAMED

RESPONDENTS, KALAH MELLO,

MOTHER, JAROD SOUZA, PUTA-

TIVE FATHER, AND UNKNOWN,

FATHER. You are hereby sum-

moned and required to appear per-

sonally before the Juvenile Court, at

its Chambers, Ward County Court-

house in the City of Minot, in Ward

County and State of North Dakota,

on the 8th day of November, 2019,

at 1:30 o’clock p.m. or as soon

thereafter as the parties can be

heard, for the purpose of a Petition

Hearing. If you fail to appear person-

ally before the Court at said time

and place, or to show good cause

why you cannot do so, the Court will

make such Order as may be ap-

propriate and you may be proceed-

ed against for civil contempt. A copy

of said Summons, Petition and Ord-

er can be obtained at the Ward

County Juvenile Supervisor’s office

in the Ward County Courthouse in

Minot, North Dakota.

RIGHT TO COUNCIL

While you are not required to have

the assistance of legal counsel in

this proceeding you are entitled to

such assistance if you so desire. In

accordance with Section 27-20-26,

NDCC, a child subject to proceed-

ings under Chapter 27-20, the Uni-

form Juvenile Court Act, is eligible

for court-appointed counsel if the

child is determined to be needy. A

needy child is one who is unable,

without undue financial hardship, to

provide full payment of legal counsel

and all other necessary expenses

for representation. However, a child

is not considered needy if the child’s

parent or parents can, without undue

financial hardship, provide full pay-

ment for legal counsel and other ex-

penses of representation. You, as a

parent or parents of the child subject

to proceedings identified in the at-

tached Summons, are hereby given

notice of the potential obligation to

pay attorney’s fee, at the attorneys

usual hourly rate if, after the appoint-

ment of counsel by the court, it is

determined that your child is non eli-

gible for court-appointed counsel.

Dated this 16th day of October,

2019.

/s/Connie S. Portscheller

Connie S. Portscheller

Office Address:

Ward County Courthouse

315 3rd Street SE

Minot, ND 58701

Telephone: (701) 857-6650

(October 21-28; November 4, 2019)