Before doing any business with contractors for repair or cleanup from flood damage, people are reminded that all contractors should be licensed to do business in the state of North Dakota.
People should contact the North Dakota Secretary of State's office to see if the contractor is licensed by the state
by visiting (www.nd.gov/sos) or calling 800-352-0867, ext. 8-3665.
All contracts between the consumer and a contractor should be in writing. No contract should be signed before the damage is adjusted by their insurance company or a public adjustor. If hiring a public adjustor, make sure the adjustor is licensed as an insurance consultant by contacting the state insurance department at 800-247-0560.
If a contractor's estimate for repairs appears excessive or is inconsistent with an adjustor's, consumers should strongly consider getting a second estimate.
Be wary of any contractor who requires full payment in advance.