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Can’t afford the new law

March 2, 2014

Craig Smith, Garrison As a North Dakota small business owner, I have a great deal of concern about the new Health Insurance Tax that was buried within the pages of the Affordable Care Act, institute......

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Mar-08-14 6:00 AM

gosh, just look at all the racists that are complaining about a 'little' increase in premiums...mine 'only' would be going up 300+%. and i would now get to help finance abortions ! what a country.

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Mar-07-14 5:11 PM

@muleskinner I agree that there should be a more fair approach based on the earnings but it should also take into account the number of employees. For example, WhatsApp has 35 employees and a revenue of ~$254 million. Spending $725,000 per employee would be very rediculous.

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Mar-07-14 6:18 AM

It is the stupidest law ever passed by a legislative body organized by mankind.

If the law stated that all health care costs must be financed by income, a percentage of that income, then it might be a fair law.

The mandate should state that 10 percent of one's income must be used for health care costs. A lower limit would exclude anyone with less than 100,000 dollars in income. If your income is 100,001 dollars, your healt care mandated cost would be 10 cents.

If you make 50 million dollars per year, your health care mandated cost would be 5 million dollars.

About the only fair way to make it work, otherwise, it is doomed because it is one stupid law.

As it is, the law is just plain stupid.

Can't expect anything else from a Congress that is replete with idiots.

Stupid is as Stupid does.

Forrest Gump would agree.

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Mar-07-14 2:13 AM

Hmmmm isn't it peculiar that none of that would affect Mr. Smith's business? Google shows that he owns a liquor shop called Live Well with around 4 employees.

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Mar-05-14 11:20 AM


This site was full of calculations and for what is now considered deductible expenses concerning employee health insurance, etc.

At least others have read the bill to see what's in it...

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Mar-05-14 11:12 AM

More from obamacarefacts...

"The ObamaCare employer mandate/employer penalty, originally set to begin in 2014, will be delayed until 2015/2016.

"The ObamaCare "employer mandate" is a requirement that all businesses with over 50 full-time equivalent (FTE) employees provide health insurance for their full-time employees, or pay a per month "Employer Shared Responsibility Payment" on their federal tax return.

"Employer mandate update: Small businesses with 50-99 full-time equivalent employees will need to start insuring workers by 2016. Those with a 100 or more will need to start providing health benefits in 2015. Health care tax credits have been retroactively available to small businesses with 25 or less full-time equivalent employees since 2010."

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Mar-05-14 11:10 AM

obamacarefacts . com/obamacare-employer-mandate

"The annual employer mandate fee (officially called an Employer Shared Responsibility Payment) is a per employee fee for employers with over 50 full-time equivalent employees who don't offer health coverage to full-time employees.

"The employer mandate is based on full-time equivalent employees, not just full-time employees.

"The fee is based on whether or not you offer affordable health insurance to your employees that provides minimum value (explained below).

"The annual fee is $2,000 per employee if insurance isn't offered (the first 30 full-time employees are exempt)."

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Mar-05-14 10:08 AM

Six of one, half-dozen of another.

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Mar-05-14 10:08 AM

WA Times 2-5-14

President Obama’s health care law will push 7 million people out of their job-based insurance coverage — nearly twice the previous estimate, according to the latest estimates from the Congressional Budget Office released Tuesday.

CBO said that this year’s tax cuts have changed the incentives for businesses and made it less attractive to pay for insurance, meaning fewer will decide to do so. Instead, they’ll choose to pay a penalty to the government, totaling $13 billion in higher fees over the next decade.

But the non-partisan agency also expects fewer people to have to pay individual penalties to the IRS than it earlier projects, because of a better method for calculating incomes that found more people will be exempt.

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Mar-05-14 9:05 AM

Legand: how does raising taxes on people create jobs...besides in government? How does raising taxes lead to the creation of more goods and services that people actually want to buy?

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Mar-05-14 6:36 AM

15,000 spouses of UPS workers were dropped from health insurance coverage in August of 2013.

Google 1099 jobs and the Obamacare effect on those 1099 jobs.

It's not rocket science, people cannot afford Obamacare.

Thems the facts, Jack.

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Mar-04-14 2:54 PM

since Legend likes to discuss other states maybe he can explain the anomoly in WI. Oh, and MN started to make corrections with their financial disaster when they elected a republican controlled legislature. And they didn't raise taxes. In fact property taxes have dropped quite a bit there also.

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Mar-04-14 12:04 PM

There seems to be nobody in Minnesota who thinks that these taxes were a good idea. Do a Google search on the matter. I dare you.

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Mar-04-14 11:57 AM

Legend: your "left wing economics" has done nothing but burdened real people and made them angry. How do you expect to keep "your" people in office when they keep intentionally doing things to anger the masses? You keep acting opposite your self interests!

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Mar-04-14 11:55 AM

"Check out Minnesota 4 proof of left wing economics. They have recovered all of their 2008 job loss. They did the opposite of what our national republican party says is the answer. They raised taxes and now have a great surplus"

Hey Legend, if you're going to post something about Minnesota, you'd better check your facts before posting it in a forum read by someone who actually lives there.

Did you know that, despite the much vaunted surplus, there's a very real chance that many of those taxes are going to be rolled back in the coming legislative session? You know why? They (meaning the state and those running it) might have gotten their short-term score, but they've also found a number of negative, unintended, and unanticipated (except for those outside of their echo chamber) problems with the taxes. Example: their business-to-business warehouse tax has encountered such widespread opposition that repleaing it is almost necessary if they (those running the state) want re

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Mar-04-14 10:55 AM

I suppose Senator Harry Reid would appreciate a little censorship about now, to curb those "horror stories being told all over America."

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Mar-04-14 10:53 AM

Even though Sen. Reid tried to walk back his statements of 2-26-14, he still maintains that the "vast majority" are untrue.

I know that squares with billgrr's view of America, but others are incensed at the Senator's arrogance and apparent lack of compassion.

Spin away, billgrr. Not convinced yet.

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Mar-04-14 10:52 AM

Sen. Harry Reid continued...

"We heard about the evils of Obamacare, about the lives it's ruining in Republicans' stump speeches and in ads paid for by oil magnates, the Koch brothers. But in those tales, turned out to be just that: tales, stories made up from whole cloth, lies distorted by the Republicans to grab headlines or make political advertisements.

"Mr. President, these two brothers are trying to buy America. They not only funnel money through their Americans for Prosperity, they funnel money into all kinds of organizations to do the same thing that they're doing. They're trying to buy America. I don't believe america is for sale. We'll see, Mr. President."

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Mar-04-14 10:51 AM

"Reid might have overstated a tad, but not by much."

Sen. Harry Reid: "Despite all that good news, there's plenty of horror stories being told. All of them are untrue, but they're being told all over America," said Reid.

"The leukemia patient whose insurance policy was canceled [and] could die without her medication, Mr. President, that's an ad being paid for by two billionaire brothers. It's absolutely false. Or the woman whose insurance policy went up $700 a month--ads paid for around America by the multibillionaire Koch brothers, and the ad is false...."

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Mar-04-14 10:43 AM

"The "shocking" aspect of that is that Republicans trotted out a bunch of fools and liars to try to create those horror stories."

So the Democrats weren't "shocking" when they trotted out people to create the horror stories told BEFORE Obamacare was passed? And they weren't "shocking" when they passed the bill before they knew what was in it?

Yeah, right.

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Mar-04-14 10:41 AM

finance . yahoo . com/news/pf_article_109143

"A study done at Harvard University indicates that this (medical expenses) is the biggest cause of bankruptcy, representing 62% of all personal bankruptcies. One of the interesting caveats of this study shows that 78% of filers had some form of health insurance, thus bucking the myth that medical bills affect only the uninsured."

Top 5 Reasons Why People Go Bankrupt

1. Medical Expenses

2. Job Loss

3. Poor/Excess Use of Credit

4. Divorce/Separation

5. Unexpected Expenses

"There are many reasons why taxpayers are forced-or choose-to declare bankruptcy. But many times, common sense, sound financial planning and preparation for the future can head off this problem before it becomes inevitable. Those who are contemplating this possibility should seek a credit counselor or financial planner before choosing this alternative."

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Mar-04-14 7:45 AM

Our fearless leader said if you like your insurance you can keep it (lie) if you like your doctor you can keep your doctor (lie) no federal dollars will fund abortion (lie) oh yah he's a democrat and you can tell they're lying when their lips are moving or posting comments here

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Mar-04-14 7:31 AM

Go buy the unicorn plan.I hear the republicans just love it.Goinpeace

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Mar-03-14 11:47 PM

Well, another quality post, loco. But, the letter writer is a winger and that is fine and dandy with you no matter what he writes. Another empty post by loco.

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Mar-03-14 3:56 PM

Yes, questioning the anecdote is imperative. At least centerish didn't say that the letter writer lied. Oh wait...

No, she only said he regurgitated a script. That's different.

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